Gross Income Calculator
Add up everything you earn: salary, hourly wages, overtime, bonuses, freelance work. This gross income calculator gives you the full pre-tax number you need for tax forms and loan applications.
Why Gross Income Matters
Mortgage application? Gross annual income. Tax filing? Start with gross. Raise negotiation? Gross numbers again. It comes up everywhere. This calculator adds up your base salary, overtime, bonuses, and side income to give you that total gross figure. The one every form asks for.
Calculating Gross from Multiple Sources
Say you've got a $55,000 salary, $10,000 in freelance work on the side, and a $3,000 bonus. Your gross income? $68,000. That number matters for tax brackets, loan applications, and benefit eligibility. And here's the thing — most people with multiple income streams actually underestimate their gross. Don't be that person.
Frequently Asked Questions
All of it. Base salary, overtime, bonuses, commissions, tips, freelance gigs, investment income. Every dollar you earned before Uncle Sam and your HR department take their cut. That's your gross income.
Gross = the full amount before anything comes out. Net = what actually lands in your account. Gross is always bigger. Sometimes frustratingly so.
Banks and landlords care about gross income when they run debt-to-income ratios. Applying for a mortgage or renting an apartment? They want your monthly gross, not net. Knowing this number saves a lot of scrambling.